Investment: Post Office scheme support in old age by investing 1500 rupees per month you get a fund of 35 lakhs..

Many savings schemes of the Indian Post Office are very popular among the people. There is no risk in investing money in these schemes, and the return is fully guaranteed. This is why lakhs of people are investing in the schemes of the post office.

Many schemes run under the Rural Postal Life Insurance (RPLI) of the post office. One of these is Gram Suraksha Yojana. In this scheme, you can create a big fund of up to Rs 35 lakh in the future by saving just Rs 50 daily, i.e., Rs 1500 per month.

What is Gram Suraksha Yojana?

By investing in the Gram Suraksha Yojana, the investor can get up to Rs 35 lakh, including a bonus. This entire amount is given to the nominee of the investor on his death at the age of 80 or before.

Any Indian citizen between 19 and 55 years can invest in this scheme. The investment amount can be kept from Rs 10,000 to Rs 10 lakh. You can pay the premium every month, every three months, every six months, or annually as per your convenience.

For example, if someone takes this scheme at the age of 19, then he will have to pay a premium of about Rs 1,515 every month till the age of 55.

Bonus and loan facility also

Those who invest in Gram Suraksha Yojana also get the benefit of a bonus after five years. Apart from this, you can also take a loan on this policy after four years. If you want, you can also surrender it after three years of starting the policy.

How much will you get?
Suppose you save only 50 rupees daily, that is, you deposit about 1,500 rupees every month. So under this scheme, you can get a return of up to Rs 35 lakh on maturity.

The amount received on maturity varies according to the age:

Maturity at the age of 55 years - around Rs 31.60 lakh

Maturity at the age of 58 years - around Rs 33.40 lakh

Maturity at the age of 60 years - around Rs 34.60 lakh
If the investor dies before the age of 80, then this entire amount is given to his nominee.

Why is this scheme special?
The Gram Suraksha Yojana of the post office is good for those who want to make a big fund by saving small amounts, that too without any risk. It has the facility of a bonus, a loan and guaranteed return, which makes it a safe investment option even for people living in villages.

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